*{
    margin:0;
    padding:0;
    box-sizing:border-box;
    font-family:Arial,sans-serif;
}

body{
    background:#f5f7fb;
}

header{
    background:#003366;
    color:white;
    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:20px 60px;
}

.logo h2{
    font-size:30px;
}

nav a{
    color:white;
    text-decoration:none;
    margin-left:25px;
    font-size:18px;
}

nav a:hover{
    color:gold;
}

.hero{
    min-height:100vh;
    padding:120px 50px 80px;
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:center;
    text-align:center;
    background:#003366;
    color:white;
}

.hero h1{
    font-size:55px;
    margin-bottom:20px;
}

.hero p{
    font-size:22px;
    margin-bottom:30px;
}

.hero button{
    padding:15px 35px;
    background:gold;
    border:none;
    border-radius:30px;
    font-size:18px;
    cursor:pointer;
    font-weight:bold;
}

.hero button:hover{
    background:white;
}
.hero{
    min-height:100vh;
    padding:140px 50px 120px;
    background:linear-gradient(rgba(0,51,102,.75),rgba(0,51,102,.75)),
    url("https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=1600&q=80");
    background-size:cover;
    background-position:center;
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:center;
    text-align:center;
    color:white;
}

.hero-content{
    max-width:800px;
}

.hero h1{
    font-size:60px;
    margin-bottom:20px;
}

.hero p{
    font-size:24px;
    margin-bottom:20px;
}

.hero h3{
    color:#FFD700;
    margin-bottom:35px;
}

.hero-buttons{
    display:flex;
    justify-content:center;
    gap:20px;
}

.btn{
    background:#F4B942;
    color:#003366;
    padding:15px 35px;
    border-radius:50px;
    font-weight:bold;
    text-decoration:none;
    transition:.35s;
    box-shadow:0 10px 25px rgba(0,0,0,.20);
}

.btn:hover{
    transform:translateY(-4px);
}

.btn-outline{
    background:#fff;
    color:#003366;
}

.btn-outline:hover{
    background:#003366;
    color:#fff;
}
.services{
    padding:80px 50px;
    background:#ffffff;
    text-align:center;
}

.services h2{
    font-size:40px;
    color:#003366;
    margin-bottom:40px;
}

.service-box{
    display:flex;
    justify-content:center;
    gap:25px;
    flex-wrap:wrap;
}

.service-card{
    width:260px;
    background:#f5f7fb;
    padding:30px;
    border-radius:12px;
    box-shadow:0 5px 15px rgba(0,0,0,0.1);
    transition:0.3s;
}

.service-card:hover{
    transform:translateY(-10px);
    background:#003366;
    color:white;
}

.service-card h3{
    margin-bottom:15px;
}
.about{
    padding:80px 10%;
    background:#f4f8fc;
}

.about h2{
    text-align:center;
    font-size:40px;
    color:#003366;
    margin-bottom:40px;
}

.about-content{
    max-width:900px;
    margin:auto;
    text-align:center;
}

.about-text h3{
    font-size:28px;
    color:#003366;
    margin-bottom:20px;
}

.about-text p{
    font-size:18px;
    line-height:1.8;
    color:#555;
    margin-bottom:30px;
}
.contact{
    padding:80px 10%;
    background:#ffffff;
}

.contact h2{
    text-align:center;
    font-size:40px;
    color:#003366;
    margin-bottom:40px;
}

.contact-box{
    display:flex;
    justify-content:space-between;
    gap:40px;
    flex-wrap:wrap;
}

.contact-info{
    flex:1;
    min-width:300px;
}

.contact-info h3{
    color:#003366;
    margin-bottom:20px;
}

.contact-info p{
    margin:18px 0;
    font-size:17px;
    line-height:1.8;
    color:rgba(255,255,255,0.85); /* Light White */
}

form{
    flex:1;
    min-width:300px;
}

form input,
form textarea{
    width:100%;
    padding:15px;
    margin-bottom:20px;
    border:1px solid #ccc;
    border-radius:8px;
    font-size:16px;
}

form textarea{
    height:150px;
    resize:none;
}

form button{
    background:#003366;
    color:white;
    border:none;
    padding:15px 35px;
    border-radius:30px;
    cursor:pointer;
    font-size:18px;
}

form button:hover{
    background:#0055aa;
}
footer{
    background:#003366;
    color:white;
    text-align:center;
    padding:40px 20px;
}

footer h2{
    margin-bottom:10px;
}

footer p{
    margin:8px 0;
}
.whatsapp{
    position:fixed;
    bottom:20px;
    right:20px;
    width:60px;
    height:60px;
    background:#25D366;
    color:white;
    border-radius:50%;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:30px;
    text-decoration:none;
    box-shadow:0 5px 15px rgba(0,0,0,0.3);
    z-index:999;
    transition:0.3s;
}

.whatsapp:hover{
    transform:scale(1.1);
}
.whatsapp-section{
    text-align:center;
    padding:60px;
    background:#f5f7fb;
}

.wa-btn{
    display:inline-block;
    margin:10px;
    padding:15px 30px;
    background:#25D366;
    color:white;
    text-decoration:none;
    border-radius:30px;
    font-weight:bold;
}

.wa-btn:hover{
    background:#128C7E;
}
/* ===========================
   CUSTOMER REVIEWS
=========================== */

.reviews{
    padding:80px 8%;
    background:#f8f9fc;
    text-align:center;
}

.reviews h2{
    color:#003366;
    font-size:42px;
    margin-bottom:50px;
}

.review-box{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(330px,1fr));
    gap:30px;
    max-width:1200px;
    margin:auto;
}

.review-card{
    background:#fff;
    padding:30px;
    border-radius:18px;
    box-shadow:0 10px 25px rgba(0,0,0,.10);
    transition:.3s;
    min-height:260px;
    display:flex;
    flex-direction:column;
    justify-content:space-between;
}

.review-card:hover{
    transform:translateY(-8px);
}

.review-card p{
    font-size:16px;
    line-height:1.8;
    color:#555;
}

.review-card h4{
    color:#003366;
    font-size:20px;
    margin-top:20px;
    margin-bottom:8px;
}

.review-card .rating{
    color:#FFD700;
    font-size:22px;
    letter-spacing:2px;
}
.emi{
    padding:80px 10%;
    background:#eef4ff;
    text-align:center;
}

.emi h2{
    font-size:40px;
    color:#003366;
    margin-bottom:30px;
}

.emi-box{
    max-width:600px;
    margin:auto;
    background:white;
    padding:30px;
    border-radius:15px;
    box-shadow:0 5px 15px rgba(0,0,0,0.1);
}

.emi-box label{
    display:block;
    text-align:left;
    margin-top:15px;
    margin-bottom:8px;
    font-weight:bold;
}

.emi-box input,
.emi-box select{
    width:100%;
    padding:12px;
    border:1px solid #ccc;
    border-radius:8px;
    font-size:16px;
}

.emi-box button{
    width:100%;
    margin-top:25px;
    padding:15px;
    background:#003366;
    color:white;
    border:none;
    border-radius:8px;
    font-size:18px;
    cursor:pointer;
}

.emi-box button:hover{
    background:#0055aa;
}

#result{
    margin-top:25px;
    color:#0d47a1;
    font-size:28px;
    font-weight:bold;
}
.why{
    padding:80px 10%;
    background:white;
    text-align:center;
}

.why h2{
    color:#003366;
    font-size:40px;
    margin-bottom:50px;
}

.why-box{
    display:flex;
    justify-content:center;
    gap:30px;
    flex-wrap:wrap;
}

.why-card{
    width:260px;
    padding:30px;
    border-radius:15px;
    background:#f5f7fb;
    box-shadow:0 5px 15px rgba(0,0,0,.1);
    transition:.3s;
}

.why-card:hover{
    transform:translateY(-10px);
    background:#003366;
    color:white;
}

.why-card h1{
    font-size:50px;
    margin-bottom:15px;
}

.why-card h3{
    margin-bottom:15px;
}
.process{
    padding:80px 10%;
    background:#eef5ff;
    text-align:center;
}

.process h2{
    font-size:40px;
    color:#003366;
    margin-bottom:50px;
}

.process-box{
    display:flex;
    justify-content:center;
    gap:25px;
    flex-wrap:wrap;
}

.process-card{
    width:250px;
    background:white;
    padding:30px;
    border-radius:15px;
    box-shadow:0 5px 15px rgba(0,0,0,.1);
    transition:.3s;
}

.process-card:hover{
    transform:translateY(-10px);
}

.number{
    width:60px;
    height:60px;
    margin:auto;
    background:#003366;
    color:white;
    border-radius:50%;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:25px;
    font-weight:bold;
    margin-bottom:20px;
}
.partners{
    width:100%;
    padding:80px 8%;
    background:#ffffff;
    text-align:center;
    display:block;
}

.partners h2{
    width:100%;
    display:block;
    text-align:center;
    color:#003366;
    font-size:40px;
    margin:0 auto 15px;
}

.partner-text{
    width:100%;
    max-width:900px;
    margin:0 auto 40px;
    text-align:center;
}

.partner-box{
    width:100%;
    max-width:1400px;
    margin:0 auto;
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
    gap:20px;
}

.partner-card{
    background:#f5f7fb;
    padding:25px;
    border-radius:12px;
    font-size:18px;
    font-weight:bold;
    box-shadow:0 5px 15px rgba(0,0,0,.1);
    transition:.3s;
}

.partner-card:hover{
    background:#003366;
    color:white;
    transform:translateY(-8px);
}
.partner-text{
    color:#666;
    font-size:18px;
    margin-bottom:30px;
}

.header{
    position: sticky;
    top: 0;
    z-index: 9999;

    display: flex;
    justify-content: space-between;
    align-items: center;

    width: 100%;
    height: 90px;

    padding: 0 40px;

    background: #ffffff;

    box-shadow: 0 4px 18px rgba(0,0,0,0.08);

    transition: .3s ease;
}

.header nav{
    display: flex;
    align-items: center;
    gap: 30px;
}

.header nav a{
    position:relative;
    color:#003366;
    text-decoration:none;
    font-size:17px;
    font-weight:600;
    padding:10px 18px;
    border-radius:30px;
    transition:.35s;
}

.header nav a:hover{
    background:#003366;
    color:#fff;
    transform:translateY(-2px);
}

.header nav a::after{
    display:none;
}

/* ===== FINAL LOGO SIZE ===== */

.logo{
    display:flex;
    align-items:center;
}

.logo img{
    width:150px !important;
    height:auto !important;
    max-width:130px !important;
    display:block;
}

.apply-btn{
    background:linear-gradient(135deg,#003366,#0B5ED7);
    color:#fff;
    padding:13px 28px;
    border-radius:40px;
    text-decoration:none;
    font-weight:bold;
    transition:.35s;
    box-shadow:0 10px 20px rgba(0,51,102,.25);
}

.apply-btn:hover{
    transform:translateY(-4px);
    background:#D4AF37;
    color:#003366;
}

.services{
    padding:70px 8%;
    background:#ffffff;
    text-align:center;
}

.service-box{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
    gap:25px;
    margin-top:30px;
}

.service-card{
    background:#f5f7fa;
    padding:30px;
    border-radius:10px;
    box-shadow:0 5px 15px rgba(0,0,0,0.1);
}

.service-card h3{
    color:#003366;
    margin-bottom:15px;
}
.about{
    padding:80px 8%;
    background:#f8f9fa;
    text-align:center;
}

.about h2{
    font-size:40px;
    color:#003366;
    margin-bottom:20px;
}

.about p{
    max-width:900px;
    margin:auto;
    font-size:18px;
    line-height:1.8;
    color:#555;
}

.about-box{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
    gap:25px;
    margin-top:50px;
}

.card{
    background:white;
    padding:30px;
    border-radius:12px;
    box-shadow:0 5px 15px rgba(0,0,0,.1);
}

.card h3{
    color:#003366;
    font-size:32px;
}
.loan-form{
    width: 80%;
    max-width: 900px;
    margin: 70px auto;
    background: #fff;
    padding: 35px;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.loan-form h2{
    text-align:center;
    color:#003366;
    margin-bottom:10px;
    font-size:34px;
}

.loan-form p{
    text-align:center;
    color:#666;
    margin-bottom:30px;
}

#loanForm{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:18px;
}

#loanForm input,
#loanForm select,
#loanForm textarea{
    width:100%;
    padding:14px;
    border:1px solid #ddd;
    border-radius:8px;
    font-size:15px;
}

#loanForm textarea{
    grid-column:1/3;
    height:100px;
    resize:none;
}

#loanForm button{
    grid-column:1/3;
    background:#003366;
    color:white;
    border:none;
    padding:15px;
    border-radius:8px;
    font-size:17px;
    cursor:pointer;
    transition:.3s;
}

#loanForm button:hover{
    background:#0055aa;
}
html{
    scroll-behavior:smooth;
}

#apply{
    scroll-margin-top:100px;
}
.documents{
    margin-top:-80px;
    padding:40px 8% 70px;
    background:#f8f9fa;
    text-align:center;
}

.documents h2{
    color:#003366;
    font-size:36px;
    margin-bottom:10px;
}

.documents p{
    color:#666;
    margin-bottom:40px;
}

.document-box{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(320px,1fr));
    gap:30px;
}

.document-card{
    background:#fff;
    padding:30px;
    border-radius:15px;
    box-shadow:0 5px 20px rgba(0,0,0,.08);
    text-align:left;
}

.document-card h3{
    color:#003366;
    margin-bottom:20px;
}

.document-card ul{
    list-style:none;
    padding:0;
}

.document-card li{
    margin:12px 0;
    font-size:17px;
}
.floating-buttons{
    position:fixed;
    right:20px;
    bottom:20px;
    display:flex;
    flex-direction:column;
    gap:15px;
    z-index:9999;
}

.float-whatsapp,
.float-call{
    width:60px;
    height:60px;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    text-decoration:none;
    font-size:28px;
    color:#fff;
    box-shadow:0 8px 20px rgba(0,0,0,.25);
    transition:.3s;
}

.float-whatsapp{
    background:#25D366;
}

.float-call{
    background:#003366;
}

.float-whatsapp:hover,
.float-call:hover{
    transform:scale(1.1);
}
.logo img{
    width:180px;
    height:auto;
}
    .top-bar{
    background:#0B2E59;
    color:#fff;
    height:40px;
    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:0 50px;
    font-size:14px;
    font-weight:500;

}

.top-bar a{
    color:#FFD166;
    text-decoration:none;
    font-weight:600;
}

.top-bar a:hover{
    color:#ffffff;
}
header{
    position: sticky !important;
    top: 0 !important;
    z-index: 9999 !important;
}

.top-bar{
    position: relative !important;
}

body{
    margin:0;
    padding:0;
}
html{
    scroll-padding-top: 80px;
    scroll-behavior: smooth;
}
.hero h1{
    font-size:70px;
    color:#ffffff;
    line-height:1.1;
    font-weight:800;
    margin-bottom:20px;
}

.hero h1 span{
    color:#F4B942;
}

.hero p{
    color:#ffffff;
    font-size:24px;
    margin-bottom:20px;
}

.hero h3{
    color:#ffffff;
    font-size:28px;
    font-weight:600;
}

.hero h3 span{
    color:#F4B942;
}
.hero-features{
    display:flex;
    gap:20px;
    margin-top:35px;
    flex-wrap:wrap;
}

.feature-box{
    background:#ffffff;
    color:#0B2E59;
    width:170px;
    padding:18px;
    border-radius:15px;
    text-align:center;
    box-shadow:0 8px 20px rgba(0,0,0,0.12);
    transition:0.3s;
}

.feature-box span{
    font-size:32px;
    display:block;
    margin-bottom:10px;
}

.feature-box p{
    margin:0;
    font-weight:700;
    color:#0B2E59;
    font-size:15px;
}

.feature-box:hover{
    transform:translateY(-8px);
    background:#0B2E59;
}

.feature-box:hover p{
    color:#fff;
}
section{
    scroll-margin-top: 100px;
}
#home{
    scroll-margin-top: 100px;
}
.loan-form{
    background:#f8f9fc;
    padding:80px 20px;
}

.loan-form h2{
    text-align:center;
    font-size:40px;
    color:#003366;
    margin-bottom:10px;
}

.loan-form p{
    text-align:center;
    color:#666;
    margin-bottom:40px;
}

#loanForm{
    max-width:700px;
    margin:auto;
    background:#fff;
    padding:35px;
    border-radius:20px;
    box-shadow:0 15px 40px rgba(0,0,0,.12);

    display:grid;
    grid-template-columns:1fr 1fr;
    gap:20px;
}

#loanForm textarea{
    grid-column:1/3;
    height:120px;
}

#loanForm button{
    grid-column:1/3;
    background:#003366;
    color:white;
    padding:15px;
    border:none;
    border-radius:10px;
    font-size:18px;
    cursor:pointer;
    transition:.3s;
}

#loanForm button:hover{
    background:#D4AF37;
    color:#003366;
}

#loanForm input,
#loanForm select,
#loanForm textarea{
    padding:14px;
    border:1px solid #ddd;
    border-radius:10px;
    font-size:15px;
}
.loan-form{
    background:#f5f8fc;
    padding:80px 20px;
}

.loan-form h2{
    text-align:center;
    color:#003366;
    font-size:42px;
    margin-bottom:10px;
}

.loan-form p{
    text-align:center;
    color:#666;
    margin-bottom:35px;
}

#loanForm{
    max-width:900px;
    margin:auto;
    background:#fff;
    padding:35px;
    border-radius:20px;
    box-shadow:0 10px 35px rgba(0,0,0,.12);

    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:18px;
}

#loanForm input,
#loanForm select,
#loanForm textarea{
    width:100%;
    padding:15px;
    border:1px solid #ddd;
    border-radius:10px;
    font-size:15px;
    outline:none;
}

#loanForm textarea{
    grid-column:1/3;
    height:120px;
}

#loanForm button{
    grid-column:1/3;
    padding:16px;
    border:none;
    border-radius:10px;
    background:#003366;
    color:#fff;
    font-size:18px;
    font-weight:bold;
    cursor:pointer;
    transition:.3s;
}

#loanForm button:hover{
    background:#D4AF37;
    color:#003366;
}
/* Popup Background */
.popup{
    display:none;
    position:fixed;
    top:0;
    left:0;
    width:100%;
    height:100%;
    background:rgba(0,0,0,.6);
    z-index:9999;
}

/* Popup Box */
.popup-content{
    background:#fff;
    width:90%;
    max-width:500px;
    margin:60px auto;
    padding:30px;
    border-radius:20px;
    position:relative;
    animation:popup .3s ease;
}

@keyframes popup{
    from{
        transform:scale(.8);
        opacity:0;
    }
    to{
        transform:scale(1);
        opacity:1;
    }
}

.close-popup{
    position:absolute;
    right:20px;
    top:15px;
    font-size:30px;
    cursor:pointer;
    color:#003366;
}

#popupLoanForm{
    display:flex;
    flex-direction:column;
    gap:15px;
}

#popupLoanForm input,
#popupLoanForm select{
    padding:14px;
    border:1px solid #ddd;
    border-radius:10px;
    font-size:16px;
}

#popupLoanForm button{
    padding:15px;
    background:#003366;
    color:#fff;
    border:none;
    border-radius:10px;
    font-size:18px;
    cursor:pointer;
}

#popupLoanForm button:hover{
    background:#D4AF37;
    color:#003366;
}
body{
    font-size:15px;
}

h1{
    font-size:60px !important;
}

h2{
    font-size:36px !important;
}

h3{
    font-size:24px !important;
}

p{
    font-size:16px !important;
}
.hero{
    min-height:100vh;
    padding:140px 20px 80px;
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:center;
    text-align:center;
}


.hero-content{
    transform: translateY(-80px);
}

.hero-features{
    transform: translateY(-100px);
}


.hero-image{
    display:none;
}
.hero{
    min-height:82vh !important;
    padding:120px 20px -05px !important;
}
/* ========================= */
/* 1. EMI CALCULATOR SECTION FIX */
/* ========================= */

.emi-calculator{
    padding: 80px 20px 80px !important;
    overflow: visible !important;
}


/* ========================= */
/* 2. FLOATING BUTTONS FIX */
/* ========================= */

.floating-buttons{
    right: 25px !important;
    bottom: 25px !important;
    display: flex;
    flex-direction: column;
    gap: 15px;
    z-index: 9999;
}

.floating-buttons a{
    width: 55px;
    height: 55px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    box-shadow: 0 4px 15px rgba(0,0,0,0.2);
    font-size: 22px;
}


/* ========================= */
/* 3. RESPONSIVE FIX */
/* ========================= */

@media (max-width:768px){

    .emi-calculator{
        padding:60px 15px 60px !important;
    }

    .floating-buttons{
        right:15px !important;
        bottom:80px !important;
    }

}


/* ========================= */
/* 4. EXTRA SPACING FIX */
/* ========================= */

.emi-calculator .container{
    max-width:900px;
    margin:0 auto;
}
/* ===== FINAL HERO FIX ===== */

.hero{
    min-height:90vh !important;
    padding:110px 20px 50px !important;
}

.hero-content{
    transform:translateY(-60px);
}

.hero-features{
    margin-top:20px;
    transform:none;
}

.about{
    margin-top:0;
    padding-top:60px;
}

.floating-buttons{
    right:20px;
    bottom:20px;
}
/* ===== REMOVE GAP BETWEEN SECTIONS ===== */

.hero{
    margin-bottom:0 !important;
    padding-bottom:20px !important;
}

.about,
.services,
.why,
.process,
.partners,
.documents,
.emi,
.loan-form,
/* =========================
   PREMIUM CONTACT SECTION
========================= */

.contact{
    padding:90px 8%;
    background:linear-gradient(135deg,#f8fbff,#eef5ff);
}

.contact h2{
    text-align:center;
    font-size:42px;
    color:#003366;
    margin-bottom:15px;
}

.contact-subtitle{
    text-align:center;
    color:#666;
    font-size:18px;
    margin-bottom:50px;
}

.contact-box{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:40px;
    max-width:1200px;
    margin:auto;
}
.contact-info{
    background:#eef5ff;
    color:#003366;
    padding:40px;
    border-radius:20px;
    box-shadow:0 15px 35px rgba(0,0,0,.10);
}

.contact-info h3{
    color:#003366;
}

.contact-info p{
    color:#003366;
    font-size:17px;
    line-height:1.8;
}

.contact-info i{
    color:#0B5ED7;
}

.contact form{
    background:#fff;
    padding:40px;
    border-radius:20px;
    box-shadow:0 15px 35px rgba(0,0,0,.10);
}

.contact form input,
.contact form textarea{
    width:100%;
    padding:16px;
    margin-bottom:18px;
    border:1px solid #ddd;
    border-radius:10px;
    font-size:16px;
    transition:.3s;
}

.contact form input:focus,
.contact form textarea:focus{
    border-color:#0B5ED7;
    box-shadow:0 0 12px rgba(11,94,215,.20);
    outline:none;
}

.contact form button{
    width:100%;
    padding:16px;
    border:none;
    border-radius:10px;
    background:linear-gradient(135deg,#003366,#0B5ED7);
    color:#fff;
    font-size:18px;
    font-weight:bold;
    cursor:pointer;
    transition:.3s;
}

.contact form button:hover{
    background:linear-gradient(135deg,#D4AF37,#F4B942);
    color:#e0e4e9;
}

@media(max-width:900px){

.contact-box{
grid-template-columns:1fr;
}

}

/* About section upar */
.about{
    position:relative;
    top:-20px;
}

section{margin:0!important;} .hero{padding-bottom:40px!important;min-height:90vh!important;} .about{margin-top:0!important;padding-top:50px!important;position:relative;top:0!important;} .services,.why,.process,.partners,.documents,.emi,.loan-form,.contact{padding-top:60px!important;padding-bottom:60px!important;}
/* ===========================
   PREMIUM EMI POPUP
=========================== */

#emiPopup .popup-content{
    width:420px;
    max-width:95%;
    background:#fff;
    border-radius:20px;
    padding:35px;
    box-shadow:0 20px 50px rgba(0,0,0,.25);
    text-align:center;
}

#emiPopup h2{
    color:#003366;
    font-size:30px;
    margin-bottom:25px;
}

#emiPopup input{
    width:100%;
    padding:15px;
    margin-bottom:15px;
    border:1px solid #ddd;
    border-radius:10px;
    font-size:16px;
    transition:.3s;
}

#emiPopup input:focus{
    border-color:#0B5ED7;
    box-shadow:0 0 10px rgba(11,94,215,.2);
    outline:none;
}

#emiPopup button{
    width:100%;
    padding:15px;
    background:linear-gradient(135deg,#003366,#0B5ED7);
    color:#fff;
    border:none;
    border-radius:10px;
    font-size:18px;
    font-weight:bold;
    cursor:pointer;
    transition:.3s;
}

#emiPopup button:hover{
    background:linear-gradient(135deg,#D4AF37,#F4B942);
    color:#003366;
}

/* ===== EMI RESULT BOX ===== */

.emi-result{
    margin-top:25px;
    background:#f8fbff;
    border:2px solid #003366;
    border-radius:15px;
    padding:20px;
    box-shadow:0 8px 20px rgba(0,0,0,0.08);
}

.emi-result h3{
    text-align:center;
    color:#003366;
    margin-bottom:20px;
    font-size:24px;
}

.emi-item{
    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:12px 0;
    border-bottom:1px solid #ddd;
}

.emi-item:last-child{
    border-bottom:none;
}

.emi-item span{
    color:#555;
    font-size:16px;
}

.emi-item strong{
    color:#0B5ED7;
    font-size:20px;
    font-weight:bold;
}
/* ===== FINAL LENDING PARTNER FIX ===== */

.partners{
    width:100%;
    padding:80px 8%;
    background:#ffffff;
    text-align:center !important;
}

.partners h2{
    width:100%;
    display:block;
    text-align:center !important;
    color:#003366 !important;
    font-size:42px !important;
    font-weight:700;
    margin:0 auto 15px;
}

.partners .partner-text{
    width:100%;
    max-width:900px;
    margin:0 auto 35px;
    text-align:center !important;
    color:#666 !important;
    font-size:18px !important;
}

.partners h3{
    width:100%;
    text-align:center !important;
    color:#003366 !important;
    margin-top:40px;
    font-size:26px !important;
}

.partner-box{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
    gap:20px;
    width:100%;
    max-width:1400px;
    margin:0 auto;
}
/* ================= MOBILE FIX ================= */

@media only screen and (max-width:768px){

html,body{
    width:100%;
    overflow-x:hidden;
}

.header,
header{
    width:100%;
    padding:10px 15px !important;
    flex-direction:column;
    height:auto !important;
}

.header nav,
nav{
    width:100%;
    display:flex;
    flex-wrap:wrap;
    justify-content:center;
    gap:8px;
}

.header nav a,
nav a{
    font-size:14px !important;
    padding:8px 10px !important;
}

.hero{
    width:100% !important;
    min-height:auto !important;
    padding:120px 20px 50px !important;
}

.hero-content{
    max-width:100% !important;
    transform:none !important;
}

.hero h1{
    font-size:38px !important;
}

.hero p,
.hero h3{
    font-size:17px !important;
}

.hero-features{
    display:grid !important;
    grid-template-columns:1fr 1fr !important;
    gap:15px;
    width:100%;
}

.feature-box{
    width:100% !important;
}

.service-box,
.about-box,
.process-box,
.partner-box,
.review-box,
.document-box,
.contact-box{
    display:grid !important;
    grid-template-columns:1fr !important;
}

#loanForm{
    display:grid !important;
    grid-template-columns:1fr !important;
}

#loanForm textarea,
#loanForm button{
    grid-column:auto !important;
}

img{
    max-width:100%;
    height:auto;
}
}
img{
    max-width:100%;
    height:auto;
}

/* ================= MOBILE FIX ================= */

@media screen and (max-width:768px){

header{
    padding:10px 15px;
}

.logo img{
    width:120px;
}

nav{
    display:flex;
    justify-content:center;
    align-items:center;
    flex-wrap:wrap;
    gap:12px;
    margin-top:10px;
}

nav a{
    font-size:15px;
    padding:6px 12px;
}

.apply-btn{
    padding:10px 20px;
    font-size:15px;
}

.hero{
    padding-top:30px;
}

.hero h1{
    font-size:42px;
    line-height:1.2;
}

.hero p{
    font-size:18px;
}

}